What does it cost to buy a home in Georgetown right now?

The median Georgetown home sold for $472,750 over the 12 months ending September 2026, across 2,718 residential sales inside the city boundary in the ACTRIS MLS. That is down 0.2% from $473,495 the year before. The median home for sale today is listed at $489,900. The right number for a specific home comes from the recent sales of its type and size on nearby streets, not the city median, because Georgetown mixes new builds with homes that are decades old.

Over the last 12 months, Georgetown single-family houses sold for a median of $475,000 across 2,651 sales. Townhomes sold for a median of $299,351 across 33 sales, and condos for a median of $282,944 across 34 sales. Attached homes are a small slice of the market here, so the $472,750 city median mostly reflects houses. If your budget sits below the house median, filter the live search to townhomes and condos first, then compare against recent sales of that same type.

Georgetown has about 4.8 months of supply as of September 2026, which is a balanced market. Buyers have room on homes that launched above recent sales: 61% of homes that sold had cut their price, and the typical home closed at 93.5% of its original list price. The median sale price is down 0.2% from a year earlier. Homes priced in line with the market still move inside the 69-day median, so negotiating room depends on how the specific home was priced.

Measured the same way, inside each city's boundary over the last 12 months, Georgetown's median sale was $472,750 across 2,718 sales. Nearby, the medians were Round Rock at $365,000 across 982 sales, Leander at $412,636 across 624 sales, and Hutto at $325,000 across 392 sales. Those medians are pulled by each city's own mix of home sizes, ages and new construction, so the fair comparison is the same type and size of home in each place. Ask us for a side-by-side on the specific homes you are weighing and we will pull the matching sales.

Start with a loan pre-approval sized to the $472,750 median, or to the $489,900 median list price today. Then set up a saved search inside the Georgetown boundary so new listings reach you the day they list. Decide early whether you want resale or new construction: 257 of the 1,092 homes for sale are new builds, and builders negotiate differently than individual sellers. Budget time for an inspection, and review HOA rules and property tax rates before you commit, since both vary by subdivision.

Launching above the recent sales. Over the last year, 61% of Georgetown homes that sold had cut their price at least once, and the typical home closed at 93.5% of its original list price. Resale sellers here also compete with builders, who often offer rate buydowns and closing cost help: 31% of recent sales were new construction. A resale home that sits and cuts usually ends up below the price a well-set launch would have brought, and it spends extra weeks on the market getting there.

New construction is a large share of the Georgetown market. Over the last 12 months, 840 of the 2,718 sales inside the city boundary (31%) were marked as new construction in the MLS, and 1,803 of the 2,651 houses that sold (68%) were built in 2010 or later. Today 257 of the 1,092 homes for sale are new builds. That means a resale seller is often pricing against a builder down the road, and a buyer can compare a finished resale home with a new one before choosing.

The median Georgetown home took 69 days to go under contract over the last 12 months, counted on cumulative days on market so relisted homes are not reset. A year earlier the median was 63 days. Add roughly 30 to 45 days from contract to closing. A home priced in line with recent sales on launch day usually beats the median; one that needs a price cut usually takes several weeks longer, and 61% of recent sales needed one.

Georgetown is served mainly by the 78626, 78628 and 78633 ZIP codes, but a mailing address is not the same as the city boundary. In the last 12 months the MLS recorded 3,064 residential sales with a Georgetown address, while 2,718 fell inside the city boundary this page measures. Homes outside the boundary can carry the Georgetown name and still sit in unincorporated areas with different tax rates and services, so confirm the jurisdiction for any home you are serious about.

Request a home value from us and we will price your home against the Georgetown sales that actually match it: same type, similar size and age, and nearby streets, from the last 12 months of ACTRIS MLS closings. For context, the city median was $472,750 across 2,718 sales, and the typical home closed at 93.5% of its original list price. An online estimate cannot see condition, upgrades or lot, which drive most of the spread between similar homes.